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🏖️ Retirement Savings Calculator

Are you saving enough? Find out how much you need and whether you're on track to get there.

Projected Nest Egg at Retirement
Amount You Need
Surplus / Shortfall
Years to Retirement
Total Contributions
Investment Growth
Monthly Need (Today's $)

How this is calculated

This calculator uses compound growth to project your retirement savings based on your current balance, monthly contributions, and expected return rate. It then calculates how much you'll need using the 4% withdrawal rule — a common guideline suggesting you can withdraw 4% of your nest egg per year without running out of money over a 25-30 year retirement. Results are shown in today's dollars adjusted for inflation.

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