Disclosure: Some links on this site are affiliate links. We may earn a commission if you click and make a purchase — at no extra cost to you. Learn more
Advertisement
← Back to Calculators

🏁 Loan Payoff Calculator

Find out how much time and money you save by making extra payments on your loan.

With Extra Payments, Paid Off In
Original Payoff Time
Time Saved
Interest Without Extra
Interest With Extra
Total Interest Saved
New Monthly Payment

How this is calculated

Making extra payments on a loan pays down principal faster, which reduces the balance interest is charged on. Even small extra amounts compound into big savings. This calculator shows you exactly how many months you'll shave off your loan and how much interest you'll avoid paying.

Recommended — Want a lower rate?

Refinancing could save you even more

Combine a lower rate with extra payments and your savings can multiply. Compare rates free.

Advertisement
Advertisement
Sponsored

🔒 Protect Your Financial Data

Freelancers & business owners — keep your banking and tax data safe on any network.

Advertisement