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📅 Amortization Schedule

See every payment broken down into principal and interest over the life of your loan.

Monthly Payment
Total Interest Paid
Total Cost of Loan
# Payment Principal Interest Balance

How this is calculated

Every loan payment has two parts: principal (reducing what you owe) and interest (the cost of borrowing). Early in the loan, most of your payment goes to interest. Over time, the split shifts toward principal. The table above shows exactly how each payment breaks down, month by month.

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